Overview
The following information should help answer many of the questions you may have about your insurance coverage and our billing policies prior to your visit with us. If you don't find what you're looking for, please feel free to contact our office and our staff will be glad to help you.
Payment Methods Accepted
For your convenience, we accept cash, personal check, Visa, Mastercard, & Discover.
Self Pay Patients
If you do not have insurance, we can work with you to provide your eye care at an affordable rate.
Insurance Providers
We are providers for medically based eye care for most of the plans listed below. In addition, several of the medical insurance carriers also provide a vision rider to cover "routine" eyecare. Eyecare Chattanooga is a participating provider for most major insurance companies including: Aetna, Blue Cross Blue Shield, Cigna,
Humana, United Healthcare.
Medicare - Medicare will cover an eye examination or office visit if there is an underlying medical condition such as: glaucoma; cataracts; eye infections; etc. Please note that Medicare will only pay 80 percent of the allowable amount that is billed. We will file your supplemental insurance for you if you have provided this information to us. If you do not have supplemental insurance, you will be responsible for the 20 percent that is not covered. Eye refractions (the determination of a glasses or contact lens prescription) are not a covered expense by Medicare. This portion is the patient's responsibility. Please be aware that Medicare patients have an annual deductible.
If you are planning to use your insurance benefits, please be familiar with the coverage of your policy. One of the easiest ways to learn about your coverage is to speak with a representative from your insurance company. Below is a list of questions you may want to ask when calling:
- Do I have "Routine" eye care coverage?
- How often am I covered for an eye examination?
- What are my co-pay and deductible amounts?
- Is Eye Care Chattanooga listed on my insurance as a "Participating Provider"?
